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Length198 pages
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A5 · interior PDF and cover PDF (with 3 mm bleed) · 198 pages
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| Author | United States Emma Whitaker |
|---|---|
| Category | Protecting yourself from scams / General knowledge of investing / Letters and diary fiction |
| Language of the book | English |
| Published | October 28, 2026 |
| Length | 198 pages |
| Product number | TB-W0003-EN |
| Reading time | About 3 h 10 min (at 230 words a minute) |
| Print-ready PDF | A5 · interior PDF and cover PDF (with 3 mm bleed) · 198 pages |
CategoriesMoney and lawProtecting yourself from scams
Tess is eighteen and starting her first year at university when her grandmother gives her a green notebook and asks her to write down, every week, one thing she checked for herself. Over the year that follows, Tess, her friends and her family meet the many faces of investment scams, from screenshots of profits in group chats to a famous face in a fake advertisement. A diary of one student's year that teaches the habit that protects against them all: check first, through a source you choose yourself.
See the full description of this edition
One student, one notebook, one year — and the habit that protects against investment scams.
Screenshots of profits in a group chat. An online "mentor" with a paid VIP group. A platform that promises "guaranteed" growth. A countdown that leaves no time to think. An app whose balance keeps rising, until a fee must be paid to take the money out. A club that pays you to bring in friends, a kind stranger online who starts to talk about investing, a well-known face in an advertisement and, after a loss, an offer to get the money back. Tess meets all of them in her first year away from home, and her lab partner Marcus loses most of his savings.
Told as Tess's diary, honest, funny and sometimes frightening, the book shows in every chapter one concrete way to verify a claim through a source you choose yourself: the official register, a website you find on your own, a call to the number on your card, a day of waiting, a friend you trust. Each week Tess also writes down a short animal fable from her grandmother, a retired bookkeeper, that shows the same lesson in a picture simple enough to share with a younger brother or sister.
Every chapter ends with things to talk about as a family, so that students, parents and grandparents can learn to check together. The back of the book gathers Tess's notes on checking and the first steps to take if something has already gone wrong.
After reading this book, you will be able to…
A warm, clever diary that turns the hard subject of investment scams into a habit any student — and any family — can keep.
Books about scams often read like lists of warnings. This one reads like a year of real life. Tess is clever, careful and a little lonely in a new place, and that is exactly why the book works: she is the kind of person who thinks she would never be fooled, and she comes close more than once. Her friend Marcus is not foolish either. He is generous, worried about money and hoping that something will finally be easy. The way the book follows his loss, his shame and his slow recovery, without ever blaming him, is one of its most moving parts.
Each chapter teaches one practical way of checking, always the same at its heart: use a source you choose yourself, never the link, number or person that comes with the claim. The grandmother's short animal fables give each lesson a simple picture, a squirrel who counts twice, a mouse in front of a painted store, a second fox who offers help, and they make the book easy to share across generations.
The book is careful and honest. It describes scams only as a person would meet them and sends readers to their bank, the police and the official offices in their country. The questions at the end of every chapter make it as useful at the family table or in a classroom as for quiet reading alone.
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If you think you have been deceived, contact your bank and the official offices in your country.
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